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How Do High-Deductible Health Plans Affect Your Practice?

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Have you thought about how high deductible health plans affect your medical practice?

high deductibleValue-based care outcomes are shaped by a variety of factors – but especially the ever influential high-deductible health plan. Can HDHPs lower health costs?

“The average insurance premium for an employer-sponsored family in 2013 varied by state between $13,400 and $20,700, according to research from the Commonwealth Fund.

The average minimum annual deductible has risen over the past decade or so. The total number of individuals with high deductible plans reportedly increased from 1 million in 2005 to 16.5 million in 2013.

“It used to be very common in indemnity plans that a patient had a low deductible of anywhere from $500 to a high of $1,500 or $2,500 and they had an 80-20 policy,”stated Mark Owen, Director of the Division of Emergency Medicine for Payor Logic, to

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