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Surprise Medical Bills Fuel Fight Between Providers, Insurers

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‘Narrow network’ plans can deliver shocks when patients inadvertently go outside them for treatment.

Providers and insurers are blaming each other for sticking patients with higher bills in such cases, and nearly two dozen states have passed or are considering legislation to protect consumers.

Physicians groups say the problem is surprise gaps in insurance coverage while insurers counter that more doctors are rejecting in-network rates, then charging out-of-network fees that are many times higher.


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